Getting Started

1. To accept credit cards, a merchant or business must first obtain a merchant account. Unlike many payment processors, Payment Express Systems provides merchant account origination. We explain the fee structure of merchant accounts and help you to select the most cost effective solutions for your business

2. Determine the equipment type. Retail merchants typically use a physical terminal to swipe cards and obtain authorization, while a mail order/telephone order business may use a virtual terminal. Payment Express Systems can supply both physical and virtual terminals, as well as shopping carts for internet merchants.

3. The merchant application must be submitted and approved. Approved merchants are underwritten by Sage, which means we care about our merchants continued success. Sage merchant turnover is one of the lowest in our industry because our priority is to build strong relationships.

We Have What Merchants Want

Payment Express Systems can provide merchants with State-of-the-Art payment options which will increase their profit. Our products and services have been designed to offer "one stop solutions" that will improve your operating efficiencies. Through our program, merchants can attract new customers by offering a variety of payment options.

Products & Services

• All Major Card Types: Visa/MasterCard, Discover, American Express, Diners Club/Carte Blanche,and JCB credit cards, corporate/goverment purchasing cards, stored value and loyalty cards, and check cards
• Retail, Business to Business, MOTO, and Internet
• Debit Cards - Signature and PIN Based
• Internet e-Commerce Enable Wesites
• Virtual Check, Check Conversion, Check Guarantee
• Gift Cards
• Visa Gift Cards
• Visa Payroll Card (PIN based)
• Mobile Transactions
• Contactless Transactions
• High Speed Software Solutions
• Petroleum Program
• Equipment payment options - Rentals, leases, or cash solutions
• Reprogramming of compatible equipment
• Lowest monthly equipment leasing available
• Free merchant telephone training
• Full charge back and retrieval services
• Voice authorization services

Other Benefits

• Quick merchant account approval
• Very competitve rates/fees
• Reduced downgrade charges
• Multiple card types
• Accept payments by phone, mail, internet or walk in
• Increase cash flow
• Prompt payment of funds, available in 2 business days
• Reliable 24/7 customer service
• Secure 24/7 on-line transaction reporting
• Free cost analysis of your current credit card program